Laois64,
Firstly, for new customers there is a 5 year waiting time to serve for any pre-existing illnesses/conditions before hospital cover is allowed.
So he will not be covered for a tonsillectomy for 5 years unfortunately. At the same time, after the first 6 months on the plan, all new illnesses/
conditions are covered in all hospitals - public, private and hi-tech hospitals.
In saying that, sometimes with corporate plans there may be special concessions attached, where waiting times may be waived for pre-existing
conditions/illnesses. It would be worth enquiring with hr department if such concessions apply.
As the company are paying a portion of the cost, it makes sense to choose Laya Simply Connect plan, price 1100pa.
Details as follows;
Simply Connect; price 1100pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess capped at 150 x 2 max per year for all
admissions, day case excess 50 per procedure. There is no excess to pay in any public hospital. Good day to day cover on this plan, refund of
50% for gp visits, consultants, dental, physio etc - subject to a max excess of 500 per year.
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Regards, Snowyb