geriatric,
Alternative plans for yourself with Laya as follows;
1. Laya Flex 375 Explore; price 822pa; all public,private and hi-tech hospitals covered, private/hi-tech excess 375 per admission, day case 125. No excess applies to any public hospital.
2. Laya Flex 250 Explore; price 949pa; all public,private and hi-tech hospitalscovered, private/hi-tech excess 250 per admission, day case 100. No excess applies to any public hospital.
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Alternative plan for your wife as follows;
1. Laya Simply Connect; price 1063pa; public, private and hi-tech hospitals covered, max excess 150 x 2 per year, day case 50, day to day cover
included, max refund 300 per year.
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Note; a 3% charge applies if you pay by instalments.
You can leave the children with VHI while yourself and your wife can be with another insurer. An adult is named on their policy but only the
children are insured. The One Plan Complete price 158 each, is a very good plan, with no hospital excess.
If you wanted to consider a cheaper option with same hospital cover including a hospital excess 125 euro per admission or day case in a private or
hi-tech hospital, One Plus Plan; price 137 per child is worth considering.
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Regards, Snowyb