Tebbit,
VHI have a new plan called VHI PMI 07 10, priced at 1188pa; which will suit your situation as an alternative option.
There is a capped admission excess of 150 per year, regardless of the amount of private hospital admissions that you might have in a year.
There is no excess to pay in any public hospital. Details as follows;
1. VHI PMI 07 10; Price 1188pa; all public, private and 3 hi-tech hospitals covered, private hospital excess 150 x 1 max per year for all private
hospital admissions. Day case excess 50 per procedure. Good day to day cover included, 50% refund on gp visits, consultants etc.
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A second option with VHI with no excess for admissions or day case in private hospitals is as follows, similar price to Teachers Plan but very
good day to day cover.
2. Company Plan Extra Level 1; price 1548pa; all public, private and 3 hi-tech hospitals covered, No excess to pay in any private or hi-tech
hospital. Good day cover included 75% refund for gp visits, consultant visits, etc.
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I would strongly recommend Option 1; VHI PMI 07 10 but both plans are very good value.
Regards, Snowyb