March11,
For the 2 adults, the only cheaper option worth considering is VHI One Plan 500, price 715pa. Note; there is less hi-tech hospital cover on this
plan. If hi-tech hospital cover is not a priority, there are savings to be made on this plan.
1. VHI One Plan 500; price 715pa; all public and private hospitals covered, Beacon hi-tech hospital covered, private excess 500 x 2 max for all
private hospital admissions, day case excess 150 per procedure. No excess to pay in any public hospital.
A second option with Laya with better hospital cover, is 45 euro dearer in price. Control 600 Connect, price 883pa. Even one of you could switch
for better cover. Details as follows;
2. Laya Control 600 Connect; price 883pa; all public, private and 3 hi-tech hospitals covered; private/hi-tech excess 600 per admission or 175 per
day case procedure. This plan includes full cover for a private room in a private hospital.
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Child Option
1. VHI One Plan 150; price 184pa; all public and private hospitals covered, some Beacon hospital cover also. Private excess 150 x 2 max for all
admissions and day case procedures.
2. VHI One Plan 500; price 151pa; all public and private hospitals + Beacon hospital covered, private excess 500 x 2 max for all admissions,
150 excess per private day case procedure. No excess to pay in any public hospital.
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Note; VHI allow children to be insured on their own, if you want. An adult is named on the policy but only the children are insured.
So the adults can stay with Laya, while the children switch to VHI to make savings.
Regards, Snowyb