I have read reports on magicmum.com of scenarios for some patients who were going private having difficulties with BUPA paying out for various things
First of all you need to decide what type of hospital accommodation cover you want on your health insurance in the first place, and then look at the maternity benefits from there. In other words, if you were to go into hospital for any reason other than maternity, would you prefer:
(i) a semi-private room in a public hospital
(ii) a private room in a public hospital; a semi-private room in a private hospital
(iii) a private room in a public and a private hospital
(iv) a private room in a public and a private hospital; a semi-private room in the Blackrock Clinic and Mater Private
(v) a private room in a public hospital, private hospital, Blackrock Clinic and Mater Private.
Obviously, the level of cover you choose will then determine your maternity benefits. I've looked into this a lot (forward planning!!), so if you want any info on specific benefits on any of the plans out there, let me know.
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