Hey all,
Our VHI policy is due for renewal this week (currently we have 2 adults & 1 student on One plan Starter & two kids on One + plan) Renewal cost is €1822...am wondering if I should change to Laya Essential (Secure/First or Starter) all of which are cheaper ....but my head is fried looking at plans....basically I'm not bothered about private rooms.....for the kids I want to know that if they need tonsils out or something like that I'll be done...somewhere....quickly. For ourselves the big concern would be Cancer/Heart Attack and would these plans be really of much use for these scenarios.
We have no current health issues....I've was ill with Sarcoidosis a few years back ....had a few surgeries but am currently clear & healthy....if I switch do I need to make Laya aware of this...
sorry for the rambling but any advice would be much appreciated
Our VHI policy is due for renewal this week (currently we have 2 adults & 1 student on One plan Starter & two kids on One + plan) Renewal cost is €1822...am wondering if I should change to Laya Essential (Secure/First or Starter) all of which are cheaper ....but my head is fried looking at plans....basically I'm not bothered about private rooms.....for the kids I want to know that if they need tonsils out or something like that I'll be done...somewhere....quickly. For ourselves the big concern would be Cancer/Heart Attack and would these plans be really of much use for these scenarios.
We have no current health issues....I've was ill with Sarcoidosis a few years back ....had a few surgeries but am currently clear & healthy....if I switch do I need to make Laya aware of this...
sorry for the rambling but any advice would be much appreciated