I have spent many hours in the past week trying to get through to Laya to discuss my renewal and ask them about any corporate policies they may have with similar or better cover than my policy which is connect care and today the reply was we really dont have the time to look through policies and you wont get better cover at the same price than you have. I was very disappointed with their lack of interest considering the amount of hours I have wasted trying to contact them. Thanks to Snowy B I have a few policies in mind but was disappointed with Laya's response.we are a family of 3 (2 adults and a 2 year old) and our policy is up for renewal on 1st February. We are currently with laya essential family connect. €175 per month. I have been in contact with cornmarket who suggested "better active plan" with glo. It will cost €166 per month as I will get 5% discount. But laya tell me this is a downgrade in cover
I have been on the HIA website and looked up laya simply connect which looks great. For all three of us it would be €200 per month. My OH seems to think we should just stay on family connect. We never go to the doctor etc. but I was thinking maybe of putting 2 year old on "simply connect" as it has great day to day cover and private in public hospital. I find laya isn't great at discussing these options with me. They said I need to know the names of the corporate policies.
Any help would be appreciated. I am a teacher and got quoted €134 for child on teachers select vhi. Can I insure a child on vhi and stay with laya for adults? Or does 1 adult have to go to vhi if child goes to vhi?
I would like to pay in or around the same per month as I am with essential connect family.
Thanks for reading.
Snowyb you are deadly thanks a million
I think we will all go with laya simply connect. I don't think we have any pre existing conditions. Myself and husband had accidents causing injury in 2001 (himself) and 2009 (me). We have been grand since and have had no further treatment. We have always had health insurance. Our child has only get been to gp once with flu.
So basically laya will charge us the €150 excess as they are not strict on upgrade rule. Also they will cover us in BLackrock clinic etc straight away because they aren't strict. If we had a pre existing condition they would make us wait 2 years.
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