misemoi,
Option 1;
If they want to stay on just public hospital cover, VHI Start Plan is best value for their situation. The Galway public hospitals are covered.
Price 439pa;
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Option 2;
Public and Private hospital cover
1. Laya Precision 600 Connect; price 667pa; all public hospitals covered, a selected list of private hospitals covered including Bons Secours Galway.
Note; Galway Clinic is not covered on this plan. Private hospital excess 600 on admission for surgery and day case excess 175 per procedure.
Note; there is no 600 excess to pay for orthopaedic surgery in private hospitals.
2. Laya Control 600 Connect; price 883pa; all public, private and 3 hi-tech hospitals covered; private/hi-tech excess 600 per admission and
day case excess 175 per procedure. Note; no 600 excess to pay for orthopaedic surgery in any private or hi-tech surgery.
All public + private hospitals in Galway covered on this plan.
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Note; if they choose a plan with private hospital cover there is full cover for any new illnesses that arise, straight away in private hospitals.
There is a 2 year waiting time just for any pre-existing illnesses on the private hospital cover only.
Regards, Snowyb