No, the can't see that. They can see that KBC requested your record and that's all.they can probably see KBC have refused me
How soon are you planning to buy a house?
Pay that balance off from savings now then, that way you will have 6 months nice and tidy bank and cc statements. if you wait to pay it off, then you will definitely have to pay within six months of making a mortgage application and have to explain it.Early next year all going to plan, so 8/9months
Will you not have a deposit from the house sale?
I could have paid it outright from savings but would rather not touch that money and just clear it down myself each month.
With this approach, when you present 6 months of financial records to a bank seeking a mortgage, they will see the history of those payments. Some will factor in the risk of history repeating itself and reduce the amount they are willing to offer you on that basis.
Hmm, maybe I should just forego the new card and balance transfer and clear the card immediately from savings? Is this what you guys would suggest?
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