Has my pension been affected negatively by transfer to a Master Trust?

dfordog

Registered User
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My company pension transferred to a master trust recently. The fund had accumulated units each month over the last 12 years or so. Some months i got more units than others due to a lower fund price. This had a positive compounding effect on my fund when prices were rising. To cut a long story short, units were purchased at a single high price. I am not seeing the same daily fund value swings. Would i be correct in saying my pension has been negatively impacted by this change?
 
Would i be correct in saying my pension has been negatively impacted by this change?
I don't see how.
The transfer purchase of units was presumably at the market value on that date so you didn't lose out at that point and your pension value would have been the same immediately before and after the transfer?
Unit values will presumably fluctuate in value thereafter based on the value of the underlying assets/asset mix as is normal with fund units.
How exactly do you think that you lost out?
 
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