Has anyone with an LTV of >80% tried to switch?

In practice are lenders taking on switchers with LTVs up to 90%?

If you are paying 4.5% to BoI or 4.3% to Ulster Bank, you can switch to EBS and get 2% cash back and a mortgage rate of 3.7%.

Or you could switch to AIB or KBC and get 3.5%.

Most of the people who report switching seem to have much lower LTVs.

Brendan

We are currently in the process of switching from KBC to EBS. The motivating factor was KBCs differentiation between new and existing customers and 2% cash back from EBS and lower rate (prior).
Our application is being processed at the moment and we are hopeful.
We are 18 months into our mortgage term (90% LTV) and have been overpaying our mortgage for the last 8 months. Theoretically, with house price inflation (as per CSO index) and the home improvements we have made, we may be borderline 80%. I guess it will depend on what the banks valuer deems our house value to be.
I am surprised at how quick and easy the process has been.