am waiting my letter. I contacted one of the Solicitors here who is very familiar with the whole thing, but a little out of my budget.I am just wondering if anyone has taken the letter to a solicitor yet and what advice they have received?
Are there any firms you are aware of that are already familiar with the ins and outs of the PTSB issue? I am going to sign and return our letter today but I want to get legal advice on whether or not we should pursue PTSB further for additional compensation, and I would like to contact a solicitor that is savvy on this matter, so would love any recommendations.
I have already contacted PTSB and requested a copies of mortgage account statements, a copy of my current ICB report, a breakdown of how they arrived at the figures on my letter and I also asked them to confirm in writing that they have made a settlement with revenue on our behalf in relation to overpaid MIR
Hi I'm in a similar situation, sent off my letter of acceptance today and just wondering what the next step should be. Not happy with the redress or compensation. The redress is definitely only from Aug. 09 when we broke from our fixed rate from Feb. 09. I think if collectively we agreed to have a common solicitor representing us, it would be to everyone's benefit.
Hi I'm in a similar situation, sent off my letter of acceptance today and just wondering what the next step should be. Not happy with the redress or compensation. The redress is definitely only from Aug. 09 when we broke from our fixed rate from Feb. 09. I think if collectively we agreed to have a common solicitor representing us, it would be to everyone's benefit.
'We have adjusted your mortgage account on the basis that you would have chosen to move to tracker rate mortgage at the fixed interest rate maturity date being 00/08/2009'. ( don't want to give the exact date). Even though it states on my mortgage that I am to be offered tracker rate at expiry of my fixed rate, no mention of date.
I
am waiting my letter. I contacted one of the Solicitors here who is very familiar with the whole thing, but a little out of my budget.
May I ask who did you make your letter out to in regards requesting the ICB report etc? I need to do same.
Has any one had legal advice on the letter / offer?
With all the money that is coming people's way it is amazing to me why all of you do not join together and hire a professional to see if you can get better compensation by threatening court and also to confirm the PTSB calculations are correct and to fight for those who are not getting the tracker rate they would have got at the time they broke the fixed rate rather than at the 'projected' end of the fixed rates etc.
Coming together makes you stronger, means you mean business, and will make it impossible for PTSB to fob you off. In addition it will cost a lot less. I assume experts dealing with this like Padraic Kissane are already on the case of chasing more compensation etc. We also heard one poster mention they had asked a solicitor on here how much it would cost but they thought it was too high, but a few of you together would make it doable. I can well understand one person not wanting to pay a professional out of their compensation but numbers divide the costs and make the case stronger.
Of course coming together would require an effort, and would have to be supported and would have to have leaders who can devote the time and who are allowed to be in charge.
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