1) Amount of refund of overcharged interest: €115,972
2) Time Value of Money: 25,728
3) Compensation if any: 21,255
4) Advice Payment: €400
Total: €163,355
Tracker was: 0.7%
SVR: 1.50%
Over charged by 0.8%
I am still unclear about the "tracker" part. I had a margin of 1.25% over ECB. Pepper told me that as ECB was now zero my all in cost was now 1.25%. Therefore, are you saying that you had a margin of just 0.7% over ECB? Secondly, how was the compensation element calculated?Was this a very big mortgage do you know, not looking to know the exact figure, I received a letter stating I will be have a final figure in December.
Was this a very big mortgage do you know, not looking to know the exact figure, I received a letter stating I will be have a final figure in December.
must break the spirit of what BB achieved, the deal with the CBI.
Brendan, what can we do here?
For everyone due in December? I was due for remediation in December but got a letter Christmas week saying it would be sometime before end of March......I hear that BoS have issued their redress cheques and/or transfer requests from the UK for all those promised to be sorted this December. Again, Pepper know nothing!!! Anyone got any update?
I’m also interested in how they arrived at your figures. I took my mortgage out in 2006 with BOSI for €320k.Received letter and cheque for €22k from BOS on Friday! Planning on depositing it on Monday! Interested to hear if others are seeking compensation for the inconvenience and personal impact? Mortgage was taken out in 2007 for €440k
Pepper are just saying we will hear from BOS before the 31/03/2021 regarding any further actions... It seems it is a waiting game for those who have not already received their compensation. Pepper mentioned they maybe dealing with the queires in alphabetical order. Who knows!!Just wondering if anyone had received any further news, or refunds?
I'm before S (forename and surname) and have been told by 31.3. It doesn't look like their going alphabetically, unless they started at Z and are working backwardsI'm in the S (forename and surname) category and got mine back in Dec /Jan. Pepper have no involvement in the processing. It's all BOS.
Playing the waiting game is the hardest part..
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