I've never had any trouble in M&S stores with my Halifax debit card. I pay my vodafone bill by direct debit on the account too.
I emailed M&S customer service about this and they say there's no reason why stores in Ireland should be declining Halifax Visa debit cards and will ensure that any misinformation among staff about debit cards is cleared up. It appears to be an issue of wrong information rather than a systems issue - until last week I had used my card in several branches of M&S lots of times without incident.
Vodafone, however, are still refusing to accept payment from my Halifax account by direct debit because "the code doesn't come up".
I have also discovered that NTL and Vodafone will not accept direct debits from a Halifax current account, although they will accept payment by Halifax debit card over the phone or online. Unfortunately neither of them bothered to tell me this when they got my new direct debit instructions and I only found out when Vodafone barred me from making calls and NTL threatened to cut me off for non-payment.
I'm in the process of changing from AIB to Halifax now. Am I likely to have problems paying NTL by DD or has this been cleared up?
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