Would like to hear views on above which seems very attractive. Ad in Sunday Indo 3rd '' we are offering 15% gross return on investment per annum over a 3 year term. Thats a total of 45% gross over 3 years. And yes, its fully guaranteed. The minimum amount is €25,000 and its completely hands free, we do the investing, you take the money - simple.'' This sounds very attractive. The ad is by Muldowney Property Services. Have looked at their website www.muldowneygroup.com but cannot find any specifics on above. Any views or comments?