The debt ceased to exist once the grandmother passed. No else is responsible for that debt. Any communication suggesting otherwise is incorrect. If debt collectors start calling, tell them you will call the Gardaí if they approach you again.
The deceased had no will and no estate. The phone has been cut off. Someone may have used it accidentally for a very small amount but who that person was is unknown.
If the person who took over the tenancy also took over household contents worth more than €250, then he should pay the debt.
well another point of view is, you cant just land responsibiity for somebody elses' contract onto someone who didnt agree to any of it. How can you ? The grandmother could have entered into all manner of contracts costing millions yet how could the new tenant be responsible for any of it ?
I know someone who took over tenancy of his grandmothers council house after she passed away.
The Eircom account has since been closed by him but they keep sending a bill for 250 euro or so to his address in her name. Who is liable for this bill ? Will debt collectors come calling and worrying him about somebody elses bill ? He sent Eircom a letter explaining that she was deceased and therefore to cancel the account but line rental was running up while this was happening.
any views ?
The balancing argument to that is that the person can't just assume ownership of the grandmother's assets. No-one is saying the person has to pay the debt out of his own pocket if the grandmother left absolutely nothing of any value but if the person has assumed ownership of things in the house (fridge, cooker, furniture?), then there is value in the grandmother's estate and debts should be paid off with the beneficiary keeping the net value.well another point of view is, you cant just land responsibiity for somebody elses' contract onto someone who didnt agree to any of it.
The balancing argument to that is that the person can't just assume ownership of the grandmother's assets. No-one is saying the person has to pay the debt out of his own pocket if the grandmother left absolutely nothing of any value but if the person has assumed ownership of things in the house (fridge, cooker, furniture?), then there is value in the grandmother's estate and debts should be paid off with the beneficiary keeping the net value.
If there were assets at the time of death, then these should be used to pay the debt. It's no different than if the grandmother has €250 in a bank account - do you think it would be okay to just take that and not pay the debt?
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