The only other alternative with Laya is called;
'Simply Health Starter'; adult price 949pa(977) price in brackets includes 3% charge if paying by instalments.
This plan has private hospital cover in selected hospitals - Bons Secours and Santry Sports Clinic is NOT covered. St Vincents Private Elm Park and Hermitage Clinic is covered, details of other private hospitals on this plan as follows;
www.layahealthcare.ie/foremployers/...intohospital/simplyhealthstarterhospitallist/
Outpatient cover is same as before with Simply Health Excess.
You would be covered for cardiac surgery in Mater Private and Beacon.
You would lose special procedures(orthopaedic surgery) and other general surgery in hi-tech hospitals(Mater Private,Blackrock Clinic).
www.hia.ie/ci/comparison/step3?279&278/
If you don't want to lose the extra hi-tech hospital cover, I think the other
options with VHI and Aviva would be better plans. For similar price as Simply Health Starter, they offer more cover overall.
Cheaper basic plans with Laya, have only public hospital cover - no private or hi-tech hospital cover and no outpatient cover. Prices start at 495pa.
Essential Secure or Essential First
www.hia.ie/ci/comparison/step3?299&285/
Snowyb