What restructure ? The redress may have been triggered without any involvement of the mortgagees if they were deemed impacted in the investigation in general.I'm wondering how the redress and restructure came about with only one signatory
And if this is what current occupier wants then the other party should agree to do it based on the 12k being split. They cannot do this without both signaturesthe occupier of the home would end up with the property at the end of the day if they were agreeable to taking the ex off the mortgage/reapplying for solo mortgage - means wise it should be possible.
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