I was looking at a 07 Skoda Octavia in a Skoda Dealership (which i know is gonna be more expensive but was only having a nosey and a test drive) - they were looking €11,250, so probably talking €10,500 or possibly less. With them the 08 models (which there is a big demand for at the minute) with the lower tax could be €13-14k. It works out less to get the 07 model and pay the higher tax than repay the higher loan for the 08 car.
Now I've rang a garage friend of mine and he said he might be able to get me a 07 for €8 or €9k, he'll have to see if he can get his hands on it though!
Its that type of a car I want (Saloon, 1.9 Diesel) and I've done my homework on price, tax & insurance.