F
fidil
Guest
Hi there, I recently did a check on my credit card with the ICB. What I'm concerned about is that it gives my credit limit, which was reduced to 520euro because of a few late payments (stupidity, not lack of funds, I've since set up a direct debit to avoid this problem). There is nothing owed on it at the moment. The only other information provided is the payment profile which is #00
I'd like to get a mortgage in the near future, will this affect my chances? Do I need to wait until my limit gets back to what it should be?
I'd like to get a mortgage in the near future, will this affect my chances? Do I need to wait until my limit gets back to what it should be?