I thought approval in principle didn't mean you were guaranteed to get a loan offer, particularly if circumstances or interest rates change?
That doesn't stop you bidding on a property or even paying a refundable booking deposit.
Yes I realise that.
If the OP was to wait for the actual loan offer before making a bid, they could miss out on the property altogether.I wouldn't make an offer on a property until the actual loan offer was on the table.
No harm in that but if you want the property, don't hold off on bidding while waiting for the actual loan offer to arrive.yep, i really just meant can i get as much paper work out of the way now rather than later....
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