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They will argue that if there had been a claim that they would have paid out the benefits.
I cant see them refunding you or being obliged to if you complain.
I think you will just need to chalk this one up to experience, sorry.
www.CheaperLifeAssurance.ie
I could understand this argument if the policy was for fire, theft etc, you need to have an insurable interest.
Is a mortgage protection policy not just a life insurance policy that declines in line with your mortgage and is assigned to the bank ?
If it’s a life insurance policy, then the policy holder has an insurable interest, his life, it’s not the property that’s insured.
As such why would the insurance company not have paid out in the event of a claim ?
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