Thanks for all the replies. Yes I was on a tracker originally for 2 years until March 2007 and then I fixed for 2 years. I am not going to fix the rate, I want to go back to tracker but the bank is not offering me that, so the alternative is variable.
At the end of the fixed rate you can then switch to another rate provided by the bank, if at that time they don't have a tracker rate they can't offer you one.
But the contract didn't say that.
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