marty_mcfly
Registered User
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Hello, just a quick question , we're adult students, we have medical cards but to avoid age loading are now essentially being forced into taking out private health insurance. We already have a super low cost HSF plan which has been handy from time to time. Huh, maybe we'd be better off just upgrading to a better HSF plan? Anyway, at the moment, and we have left it a little late, we're trying to decide between Laya Assure Vitality and Aviva Select Starter.
My question is: what happens if we sign up for one or the other and within the 2 week so-called cooling off period decide to leave and move to another provider, have we still avoided the age loading when we sign up with the other provider in May, having been with a different provider, albeit for less than 2 weeks, pre-May 1st? It may not happen but if it did? Thanks.
Edit: Is it true that in public hospitals whether you're a public or private patient it makes no difference, you'd be on the same long waiting list to see a consultant, get tests or an operation etc? Thanks.
My question is: what happens if we sign up for one or the other and within the 2 week so-called cooling off period decide to leave and move to another provider, have we still avoided the age loading when we sign up with the other provider in May, having been with a different provider, albeit for less than 2 weeks, pre-May 1st? It may not happen but if it did? Thanks.
Edit: Is it true that in public hospitals whether you're a public or private patient it makes no difference, you'd be on the same long waiting list to see a consultant, get tests or an operation etc? Thanks.
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