Hi emmlou,
Welcome to AAM. First of all, the plan 'Level 1 Hospital' which your partner has at the moment, is not good value for money and would need to
be changed at renewal date. It really only fully covers public hospitals. 65% cover for private hospitals is practically useless, the shortfall
could run into thousands - which defeats the whole point of having health insurance. Plans with public hospital cover only, start at 510 euro.
[broken link removed]
The following 4 suggestions cover the 3 levels of hospital cover available; public,private and hi-tech hospital cover, and are suitable for both of you
to consider;
1. Laya Flex 250 Explore; price 949pa; public, private and hi-tech hospital cover included, 250 excess only payable on admission for a stay in a private
or hi-tech hospital, (no excess applies to any public hospital), day case excess 100 per visit.
2. Laya Simply Connect plan; price 1101pa. public, private and hi-tech hospital cover included, 150 excess in private/hi-tech hospitals, day case
excess 50 per visit. Good day to day cover on this plan, max refund 300 per year.
3. Glohealth Better Plan Select Cash; price 1210pa; public, private and hi-tech hospital cover included, excess 75 in private/hi-tech hospitals,
day case 75 excess. Good day to day cover on this plan.
4. Glohealth Zest Plan; price 890pa; public, private and hi-tech hospital cover included(no Blackrock Clinic) excess 300 per admission to private/hi-tech hospitals, day case excess 75 per visit.
[broken link removed]
The following 2 plans cover 2 levels of hospital cover; public, private + Beacon hi-tech hospital and are also worth considering for both of you;
1. Glohealth Kick Off Plus plan; price 825pa; public, private and Beacon hi-tech hospital, excess 300 per private/hi-tech admission, day case
excess 75 per visit.
2. Irish Life Health 'Select More Plan'; price 950pa; public, private(including private room) and Beacon hi-tech hospital, excess 150 per private/hi-tech admission, day case excess 75 per visit.
[broken link removed]
I'm not sure what budget you have in mind, cheaper priced plans than those shown above would have a higher excess for private/hi-tech admissions. Hope this selection makes choosing a bit more straight forward.
Regards, Snowyb