Who knows, it all depends on so many variables you haven't supplied like reinstatement costs of the house, policy excess, whether you have intruder alarms fitted, whether the area is prone to flooding, whether high-value portable items are included (jewellry, laptops, cameras), the value of home contents, etc, etc.I have paid €400 per year for last 9 years in home insurance.... Just wondering if this is a reasonable rate, could anyone suggest if there were any better deals out there....
You can get your own Loss Assessor to do a survey of the damage for you. After all that what the insurI have paid €400 per year for last 9 years in home insurance.
I put my first claim in ever but was very unhappy with the result.
A Bank of Ireland representative , told me last week that they are now doing great deals on home insurance .( we pay € 380 and he said BOI would be only around half that .)
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The heavy rain we had a few weeks ago caused my back gutters to come down. <snip>
It sounds more like they may not have been cleared any time recently and the weight of the debris plus the water may have pulled non-screw fixings from fascia boards which may also be rotten.
I hope you guys took the time to check the condition of the fascias and the joists behind them while ye were up there.
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