I am buying a three bed apartment as an owner occupier, with an option of renting one of the rooms if I need to. Rental market in Kgad is quite good.
I have gotten advice from my Father who has worked in the building trade and has made several property investments in recent years. Also I have a relative in the Estate Agency that the property is being handled by. I obviously trust both and, while I admit to being green, I have kept an eye on the market for some time and feel it is the right move right now. I am more green about the actual technicalities and detail in getting a mortgage together rather than deciding to buy the actual property.
I presume the broker will advise me of the Interest Relief/Tax Relief at Source/Reduced Rate of Stamp Duty?!? This type of thing is my actual dilema, how much will the Broker tell me or is there other aspects of getting a mortgage that I should be aware of that need completing myself?