Financial impact from making a claim

[scuba05]

Hi all.
I have a pending issue that is covered under the public liability section of my home insurance policy. The excess is €250. The cost to my insurer will be circa €1300 - €1600.
So basically, is it worth bothering ?
I ask this in lieu of the fact that I have 2 other home insurance policies. So, would the end result mean inflated renewal premiums across the board next year for all 3 policies...

Any feedback appreciated.

 

[Ravima]

If with the same insurer, you are probably OK. They should not impact the other two with a claim from the one. If you are with different insurers, then you need to advise them at renewal of the claim, even though it did not impact on their policy. That could be more awkward.