Molly2015,
Sorry for the confusion re child prices,(VHI chart is eye-boggling) so to start again, the following 2 VHI plans are worth considering for the children;
1. One + Plan; price 209pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech hospital excess 125 per admission or day
case procedure. No excess to pay in any public hospital.
2. One Plan 150; price 184pa; all public, private and Beacon hospital covered, private excess 150 x 2 max for all private admissions, day case
excess 150 per private procedure. No excess to pay in any public hospital.
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For the adults, I would go for the VHI One Plan 500 at 715pa. For the following reasons;
1. The private hospital admission excess is capped at 500 x 2 max per year, regardless of the overall number of admissions you have in a year.
2. You can also avail of the 150 total cash refund if you both sign up to 'My Vhi' and agree to receive all documents by email and also agree to pay by salary or by direct debit.
What county are you based in at the moment and what ages are your children?
Regards, Snowyb