Ok thanks Bronte,
Just dawned on me in relation to loan,I've €14k saved in credit union,I'm thinking now that I should apply for loan through AIB,who I bank with,instead of CU,as their interest rate is much less.
My question is should I transfer my €14k into my AIB a/c before I apply for the loan or do AIB take savings into consideration?
I'm afraid that if I lodge savings into my AIB a/c it will look dodgy when applying soon after as they may think "where did he get this".
Sorry so long winded
Appreciate any advice
Fred