This is exactly our situation . We are lucky to have great public transport. Most importantly we have a attitude that public transport , walking or cycling is a good alternative, even if it’s takes longer and is less comfortableWe have one car. We think it’s the right thing to do environmentally and financially. We are well served by local transport. About once a month some clash comes up whereby both of us want the car. When that happens we work out who benefits most from the car. The other person sorts a lift out, cycles or gets a taxi. The cost of 12 taxis a year is still considerably less than running a second car. One time we rented one of those ecars. I’d say if a lot of two car households thought about it they’d go to one.
I believe that after two years of not holding a car policy in your own name you loose your NCB and have to start from scratch againOne thing to consider is that one person becomes the named driver...not sure what impact that has in terms of no claims bonus etc?
I have heard of people alternating the named driver each year to retain NCB.I believe that after two years of not holding a car policy in your own name you loose your NCB and have to start from scratch again
For us at the moment we have decided to keep the two cars simply because all their costing us is the insurance, tax, fuel and repairs
If and when we have to replace one of the cars we probably will look into the idea of just having one
Yes we do that every yearI have heard of people alternating the named driver each year to retain NCB.
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