Hi all,
I am seeking to get the best deal possible from one of Hibernian, Canada Life, Standard Life or New Ireland.
I have seen the following charges for monthly contributions (€2.5k per month) and of course, I want to do better.
Allocation rate: 99%
Fund management charge: .75% of fund value
Plan management charge: 1% of fund value
Loyalty Bonus: basically, the fund management charge gets refunded or added to the fund if you stay in for 10 years.
In summary therefore, the annual cost is 1% of fund value and 1% of annual contributions.
Can I do better? Replies or PM's very much appreciated. Also, if anyone has done better than the above with Hibernian, then please PM me.
Many thanks,
TimothyC
I am seeking to get the best deal possible from one of Hibernian, Canada Life, Standard Life or New Ireland.
I have seen the following charges for monthly contributions (€2.5k per month) and of course, I want to do better.
Allocation rate: 99%
Fund management charge: .75% of fund value
Plan management charge: 1% of fund value
Loyalty Bonus: basically, the fund management charge gets refunded or added to the fund if you stay in for 10 years.
In summary therefore, the annual cost is 1% of fund value and 1% of annual contributions.
Can I do better? Replies or PM's very much appreciated. Also, if anyone has done better than the above with Hibernian, then please PM me.
Many thanks,
TimothyC