Makes the DIRT free NAMA products more attractive doesn't it? Well that is if one is okay putting savings into the sovereign debt.
If it's coming in on 1st January I presume there is still time to open an interest first account with PTSB under the old DIRT rate?
Can anyone please define "early" in mathematical terms? I disagree with such sentence. I remember last year rabo by mistake charged 27% dirt on yearly interest instead of 25% just because they calculated it in early January but the reference date was 31/12/2011 so they recredited and recharged.
Should people close their accounts this month and then reopen them?
Will only apply
1) If the amount is significant
2) the interest is accrued but not paid
3) there are no penalties for closing early.
Huh? Any interest paid up to December 31st 2011 are at the old rate.
Got my Ulster Bank interest. Pretty sure I was charged 30% for the quarter ending Oct-Dec 2011 (when 27% applied.)
To my mind I should be charged 27%. Simply because I was given it a day or two into the new year should make no difference; it is a payment for 2011.
Then again, reduction was only 10euro or so, so can't really complain.
DIRT has nothing to do with the accrual period.
DIRT is charged based on the payment date.
What was the payment date?
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