How far do you want to push this?
They put something in the contract that was a mistake. You can make them stick to it and insist on the full amount being put in. The returns in the last 6 years have been very good and you have lost out on a lot of growth too, so you can insist on them making good on the profits not made.
Will pushing this have an adverse effect on your career prospects?
You definitely have a case but be diplomatic with how you deal with it. Telling them you are going to the Pensions Authority should be the last option, not the first. Negotiate first.
Steven
http://www.bluewaterfp.ie (www.bluewaterfp.ie)