What was the variable rate in april and may 2008. As I said previously the rate on loan offer was 5.25 "variable base" and on the loan cheque letter it was 5.33 "variable base rate". It does say the rate can change between loan off and cheque issue. Id like to see the rates for april and may 2008 to see what they match up with. I have tried that web archive but cant find anything.
I have managed to access those rates...... The tracker rate does not seem to be available at that time although EBS did not withdraw trackers until October 2008
Its all a bit complicated.
The 3 year fixed was 4.98 and "variable" 5.25 effective 4th March 2008.
Amended Loan Offer 14th April has 4.84 3 year fixed and "Variable Base (currently 5.25%)"
The and 3 year fixed was 5.19 and "variable" on their website was 5.33 effective from 13th May 2008.
Loan cheque issued on 6th May 2008 with a 3 year fixed of 4.98 and 5.33 "Variable Base Rate".
I dont think we have a case but I will let Mr. Kissane decide for certain.
Data request sent to EBS on Friday so hopefully not waiting too long.