They have done an about-turn on the 5 year rate since Monday by re-introducing it, don't think they really thought it through. Sounds like EBS all over who are challenging to deal with at the best of times. I fixed a mortgage on an inv. property with them a few weeks ago at 4.99% for 5 years and they are now offering 5.65% for a 5 year fix. They're not really interested in competing any more with the best buys out there- makes you wonder what their game plan is?