EBS - Should I mortgage with them now?

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DAVEW

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Just new to this site and am amazed at what i'm seeing.

I am just about to remortgage with EBS hoping to get a tracker and release some cash to settle other debts etc. Have old fashioned notion that EBS good value for customer etc until i read thread on recent SGM.

I would really appreciate input on these Q:

1) What is everyone's opinion on value for money with EBS mortgaes in general (looking for LTV <60%, think it's ECB+1) ?

2) Does anyone know if i would still be entitled to a windfall if EBS DM's in future?

3) Anyone know if EBS are actually cheaper in the long run

4) Are Cost Per Thousand figures a better indicator than APR?
 
I am Currently with EBS seriously considering switching to NIB due to total arrogance of EBS when I approached them about a better rate.

They are not the cheapest and will never DM.
 
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