Just new to this site and am amazed at what i'm seeing.
I am just about to remortgage with EBS hoping to get a tracker and release some cash to settle other debts etc. Have old fashioned notion that EBS good value for customer etc until i read thread on recent SGM.
I would really appreciate input on these Q:
1) What is everyone's opinion on value for money with EBS mortgaes in general (looking for LTV <60%, think it's ECB+1) ?
2) Does anyone know if i would still be entitled to a windfall if EBS DM's in future?
3) Anyone know if EBS are actually cheaper in the long run
4) Are Cost Per Thousand figures a better indicator than APR?