The bizarre thing is that once they issue formal legal proceedings, they must get the approval of the court for any further costs.
I think some people reading your story will be thinking "Pnurse must have got this wrong", but believe me: every thing you say rings true. Unless you've been there, done that, it is hard to credit the behaviour of the banks in dealing with cases like yours. You are absolutely not alone.So going forward it is a process and I am in it, eventhough my arrears are cleared
I sincerely hope "negotiate" means you won't pay a single cent.MABS are supporting me to negotiate with the Ebs legal fees.
You have absolutely nothing to fear: on the contrary it's EBS who have something to fear, if you follow Brendan's advice above. I know it's easy to say try not to worry, but keep in mind: you won't be the first to describe such a scenario and how the banks are behaving.I still have the stress of the court date in July ... I have never been in a court in my life ... so it is daunting.
So anyone reading this please go to MABS , no matter how small the arrears , they will explain and support you to understand how fast things can escalate.
Good advice, and yes, this will help someone. Best of luck, not that you need it.Anyway that's me for now will keep you updated.. hopefully this will help someone in similar situation.
Also make sure you have a notebook with a bullet points of all your story so you don't forget anything.I am actually hoping the registrar on the day will hear my story and will see how Ebs have treated me.
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