mortgage2015
Registered User
- Messages
- 37
Agree with GDUFFY.[broken link removed]
You should give these guy's a call and arrange an appointment ASAP ,they deal with EBS /AIB .Do not hand back keys until you have explored all avenues, try not to stress about it as a lot of people are in similar situations. My advice is to pay what you can and contact professional help.
I have some reservations about New Beginnings. Admittedly these have only arisen through commentary from 3rd parties. AFAIK they charge €200 for an initial meeting and the advice given is likely to be similar to what a poster would get on AAM. There is a further charge if you wish them to contact the banks on your behalf. Perhaps others with more personal experience will provide greater clarification on what was provided!
OP you have provided bo financial details (income/expenditure). Completion of the financial makeover template would facilitate posters giving you more specific advice. Have you filled in a Standard Financial Statement and returned this to the Bank?
Agree with GDUFFY.
Plus .
Do you owe k210 including arrears?
Are you on Variable Rate or (hopefully) tracker rate?
It appears EBS/Aib are making genuine efforts to assist those who will work with them.
From your short post you fall into that section.
As GDUFFY says New Beginning are working with EBS/AIB and once they take on your case they will take most of the stress from you, and I expect them to come back with a workable package..
This implies that you have no income. I'm presuming that is not the case and that parents are providing additional funds to subvent your income. However, if you want good advice please post a full financial makeover.I have zero money and borrow montly from my parents to get by ( a sub if you get me)
This implies that you have no income. I'm presuming that is not the case and that parents are providing additional funds to subvent your income. However, if you want good advice please post a full financial makeover.
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