Hi Bronte, it's the MIS that was discontinued, FIS is still in place.
Mortgage2015, a lot can happen in 6 years, in your position I would grab this with both hands and look forward to not having to deal with mortgage banks for a long time. Start to worry about what to do when it ends in 5.5 years and enjoy your children without the stress.
Disagree. Start to plan the minute you get your hot little hands on the new agreement. For instance, is there potential to raise the family income when your youngest goes to school? In any case, first priority would be building an emergency fund.