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Do I go for the Default Investment Strategy or Fund Choice Option?
Do you mean when originally starting the pension? I don't remember ever being asked that for any of the several pensions that I have...it might be wise to Default to ARF as opposed to Annuity(you also make this choice at outset).
Hi,
Can I re-ignite this thread title please ?
Can I ask opinions as to whether one should stay with the Default Investment Strategy or Change to choosing funds (considering the world economy looks set for a rocky ride - we think) ?
Go easy on me with replies I am a serious novice in this area
Thanks.If you are a serious novice you are probably best staying with the Dfault Investment Strategy. By the by, if you are a serious novice it doesn't seem to make sense that you would invest 200k in a German commercial property syndicate. As investments go these syndicates would tend to be pretty much as high risk as it gets. Usually geared returns (and losses), high costs. Unless you are you an expert in German commercial property, I would seriously suggest you diversify your assets much wider than your approach suggests.
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