dont be shy to ask for lower rate!

S

smiley

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i rang my mortgage provider last friday to tell them that i was going to switch mortgage providers...was paying 3.99% on loan of approx. 100,000 ltv< 60%.....other providers ulster and bosi would would offer 0.95 and 1.0 % above the ecb rate....my current provider said they would now give me a rate 1.1 % above the ecb rate...so will pay 3.6% rather than 3.99% for just asking!!!! great eh

i may still move though.................just shows you though- if you dont ask you dont get!!!!
 
why not switch to the NIB and get a rate of 3.25% tracker. They will pay 1000 towards your legal fees too.!!!
 
Yeah - 3.6% (not sure if that's nominal or APR?) doesn't look like the best deal for €100K and LTV < 60%. See .
 
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