Hi folks, After years of being stuck in a negative equity situation, I’m finally in a position to buy out my ex. The mortgage is in both names, the house has been rented and we’ve both contributed equally to the upkeep of the property. The house is now at break even point. Never been in arrears. I’m just wondering, if I was to buy out my ex, will the bank require I have a 20% deoposit to do so? Just to be clear, I meet all the central bank guidelines to take on the full mortgage (sufficient income, no other debt) and I have 10% of the mortgage balance in cash if required. But I’m not sure what deposit would be required in this scenario - I would not be able to source the 20%. If anyone who has done this could shed some light I’d really appreciate it.