A
adviceneeded
Guest
The info.
26yr old seperated with 3 kids
Earning 66,000pa
Outgoings: (for the ex)
Mortgage -1300pm
Maintaince - 1000pm
ESB - 50pm
Eircom - 90pm
Bins - 48pm
Home heating - 70pm
Sky - 87pm
Outgoings: (personal)
rent -500pm
BOI Loan -390pm -14000 owed
BOI CC -400pm - 4000 owed
FF Loan -163pm - 6000 owed
Life insurance - 80pm (covers me and my kids + mortgage)
Pension - 160pm
total outgoings per month : 4338.00 per month
Total income per month: 4652.00 per month
As you can see the seperation has left me stretched, I've no car, so no added expense there.
The banks now obviously won't let me restructor my debt as I'm seperated and in the Leisure industry. Not good things during the credit crunch....
Just need a little advise on how i should move forward...
26yr old seperated with 3 kids
Earning 66,000pa
Outgoings: (for the ex)
Mortgage -1300pm
Maintaince - 1000pm
ESB - 50pm
Eircom - 90pm
Bins - 48pm
Home heating - 70pm
Sky - 87pm
Outgoings: (personal)
rent -500pm
BOI Loan -390pm -14000 owed
BOI CC -400pm - 4000 owed
FF Loan -163pm - 6000 owed
Life insurance - 80pm (covers me and my kids + mortgage)
Pension - 160pm
total outgoings per month : 4338.00 per month
Total income per month: 4652.00 per month
As you can see the seperation has left me stretched, I've no car, so no added expense there.
The banks now obviously won't let me restructor my debt as I'm seperated and in the Leisure industry. Not good things during the credit crunch....
Just need a little advise on how i should move forward...