Why did you need to borrow in June 2011?Mother and father added €17,000 to their mortgage[to lend to me] in Jun 2011 and I pay €160 per month into their mortgage account and proof can be provided. This loan from my parents is over a ten year term and at a lower interest rate that the credit union loan
You should avoid having children until you learn to budget and get your spending under control.number of children - no kids yet
The split option would suit my circumstances although I don't fancy giving up my pension lump sum upon retirement.
So the taxpayer should give you a split loan so you can pay your unsecured credit union and your unsecured family loan ahead of your secured investment property, which of course you would like to hold onto in case you need it as a family home?The reason I borrowed the €17,000 from my parents was that I paid that amount off a larger loan with the credit union. I still owe the credit union €22,000.
Monthly repayment : 1400 and 825 is rent paid by council tenant. I make up the shortfall of 575. i pay rent for where i live
the terms 'reasonable living expenses' and 'total set costs' are not interchangeable. They are distinctly different terms.
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