So you're effectively rolling the cost of the BMW into your mortgage and paying for it over 20 years +. I'd rather just have the house reduced.
Alternatively, it shows how gullible some consumers are, or how detached from reality some developers are.
As a valuer we are obliged to mention any special offers/cash back on a valuation and the bank will take this off the purchase price of the house and only lend against this amount.
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