But won't the problem remain on the individual's ICB record until it is sorted out and not just for the 5 years after a judgement was secured?However if you return to Ireland in the next 6 years ...
Assuming you have no property in Ireland the solicitor will issue proceedings against you and service will be done by post at your last known address. Again assuming that you do not contest the proceedings the courts will issue a judgement against you (this is just a court acknowledgement of the debt). Without property and given that you are living in Asia it is extremely unlikely that the matter will be progressed further by the lender.
According to [broken link removed] at least two people were in prison in 2005 for non payment of debts.I think there is no question of prison or being "on the run".
According to [broken link removed] at least two people were in prison in 2005 for non payment of debts.
When a case gets to the installment order stage the debtor is required to furnish a statement of means to the court. If this is not done they will simply obtain a order for a high amount in the absence of the statement. Again a judge would need to be shown that proper service of the summons was done.Hold on. Don't worry about the prison issue. There is no question of that. Although technically the procedure could go down htat direction the reality is that you are fully entitled to a fair hearing before the process gets that far. Forget sending in the income statement. tell the solicitor you are abroad and prepared to make an offer to commence repayments. Formerly follow this up with an offer in writing. In that instance if ever proceedings beyond judgement are issued against you this offer can be produced as evidence that you made an attempt to reach an agreement. Also advise the solicitor that you are now living abroad and that will avoid the issue of an installment order. I am a little out of date on installment proceedings but up to a couple of years ago a Court required proof from the creditors solicitor that there was income before they would issue one. Also commital orders are rare and unlikely to be issued without proof of personal service of the installment order which would not be possible in your case. Again as I mentioned I am a couple of years out of the area and things may have changed but I would be surprised if there had been any dramatic changes in the system as in most cases where the debtor could not be traced we did not proceed beyond simple judgement.
I would be surprised if they reply to such an "anonymous" email to be honest.I sent an e-mail (using gmail) to the solicitor offering a small monthly repayment - no reply yet.
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