In current conditions, I suppose I do not have a large debt. However I never had debt before.
I have 18K persoanal, 5K OD and 12k on Visa. It was fine when I was healthy, but in the last year I have had a number of cardio and stroke conditions. As a S1 contributor for 13 years, I applied for Disability allowance, and after 4 months was awarded it in late 2009.
However my bank do not take medical conditions into allowance, MABS have made them an offer to extent my repayment until I am 65, while the local branch felt this was acceptable, Dublin rejected it !
As I have no mortgage on my home, and all my borowing are not secured, they want to take an interest in my home.
Question : What if I stick to my guns and make repayments on my ability to pay, can they drag me through the courts,? I have 2 Medical consultants that have strongly advised against
I have 18K persoanal, 5K OD and 12k on Visa. It was fine when I was healthy, but in the last year I have had a number of cardio and stroke conditions. As a S1 contributor for 13 years, I applied for Disability allowance, and after 4 months was awarded it in late 2009.
However my bank do not take medical conditions into allowance, MABS have made them an offer to extent my repayment until I am 65, while the local branch felt this was acceptable, Dublin rejected it !
As I have no mortgage on my home, and all my borowing are not secured, they want to take an interest in my home.
Question : What if I stick to my guns and make repayments on my ability to pay, can they drag me through the courts,? I have 2 Medical consultants that have strongly advised against