I live in the same small town and where I live now is only a 5 minute walk away from my original house. Most people know each other and the postman would be well known to everyone. If I get post for my old house, he still drops it to my new house.If you are no longer at the property how are you getting the mail ? Did you engage with them in any way ? If not then that's a good start.
So you still have responsibilities with the propertyI still have the property abroad
Or, you could accept the situation your in and engage.So don't engage.
Here we go again..Write return to sender
i would imagine the answer to that is yes......human nature tends to be the same the world over.So you still have responsibilities with the property
Or, you could accept the situation your in and engage.
Here we go again..
Not addressing property maintenance burdens all other residents who do engage and fulfil their obligations.
This running away from responsibilities is a very Irish thing we hear of, but then again, it seems work, and, gets great encouragement from all. I wonder if other Countries adopt the same way of thinking.
Do you have a tenant in the property?I would just like to forget about the property and move on, but until I can get rid of it I can’t.
Yes, this is confusing...In the first post it was stated the property is effectively in the control of a bank who now wish to sell it. Are the maintenence fees not theirs to pay?
Is the bank a local one or other? I would deal with them not the debt collection company. The debt should follow the property if you can't pay.
How this had gone 13 years without conclusion is odd!
Really the banks own it
...
I would just like to forget about the property and move on, but until I can get rid of it I can’t.
Good advice. @Claff58 would do well to heed it.Hello,
If you don't have the ability to repay the bank debt, or the additional money due for the property maintenance, then you have nothing to really fear - so why not be honest with them, engage fully, show them that you have no ability to pay?
The bank will have a formal process to go through, and will ask for information to evidence what you tell them, but ultimately, they'll see for themselves that they can't get what isn't there.
You are not being clear about a few things, though:
Has the bank formally taken possession of the property, and how exactly do you know this?
How do you know that there hasn't been any rent generated by the property, in the last 13 years, or so ?
What is your financial situation, do you own where you live, do you have a regular income, any savings or other assets?
As for the debt collecting agent looking to collect the unpaid maintenance charges, tell them the same thing as the bank, and offer to evidence what you tell them. Tell them that you are also engaging with the bank, and give them the contact details for the bank, as they share a common problem.
Sticking your head in the sand and ignoring these things, is never a good strategy - in fact, it often makes things worse.
Be honest, and it'll work out...
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